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German Watchdog Warns of €89.90 SEPA Debits Linked to 'Megatipp' Scheme

Consumer advisors urge victims to reverse the charge promptly and demand proof of any mandate.

Overview

  • A surge of complaints cites unauthorized €89.90 withdrawals labeled “Megatipp Emergency Call Services” with the reference “vorsorge-karte.com.”
  • The Verbraucherzentrale says affected customers often reported prior unsolicited phone calls, though the source of their banking data remains unclear.
  • Banks typically do not verify SEPA mandates before processing, and customers can reclaim funds within eight weeks or up to 13 months for unauthorized debits.
  • Police are tracing payment flows and report that cooperation from Maltese authorities is required, which could slow outcomes.
  • Consumer advocates provide template letters to dispute the charge and list Megatipp Ltd., Turbinenstraße 7, 70499 Stuttgart, as the contact address.