Overview

• Six more public insurers secured approval for July’s supplementary contribution increases, raising dozens of funds above the 2.5% guideline.
• The GKV’s €6.2 billion deficit in 2024 has driven multiple insurers to raise supplementary contribution rates despite earlier hikes in January.
• Two €2.3 billion loans approved in the 2025 federal budget have failed to prevent further surcharge hikes.
• GKV-Spitzenverband chief Oliver Blatt described the loans as “political eyewash” and cautioned that surcharges could reach 3% by year-end.
• Techniker Krankenkasse CEO Jens Baas called the funding a “drop in the bucket” and predicted further increases into 2026 without reform.