Overview

• Statutory pensions in Germany will increase by 3.74% starting July 1, 2025, reflecting recent wage growth.
• A 0.2 percentage point care insurance hike, effective January 2025, will be retroactively deducted from pensions starting in July.
• The Deutsche Rentenversicherung will refund overpaid care contributions since July 2023, including 4% interest, by June 30, 2025.
• Parents with two to five children under 25 will automatically receive tiered care insurance discounts of up to 1 percentage point.
• The pension level guarantee of 48% of average net earnings remains in effect until July 1, 2025, as policymakers debate long-term reforms.