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German Insurers Warn Health Surcharge Could Top 3% in January Without Swift Reforms

Leaders urge a temporary spending cap to keep contributions from rising further.

Über die vergangenen 15 Jahren sind die Beitrage zur Krankenversicherung gestiegen, besonders deutlich bei den gesetzlichen Krankenkassen.
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Vor dem Koalitionsausschuss im Kanzleramt haben die gesetzlichen Krankenkassen vor weiter steigenden Beiträgen zum Jahreswechsel gewarnt, sollte es keine baldigen Reformen geben. "Die Politik muss rasch handeln", forderte der GKV-Spitzenverband.

Overview

  • GKV chief Oliver Blatt warns the Zusatzbeitrag may exceed the 3.0% mark on January 1 without rapid political action ahead of a coalition meeting.
  • Insurers call for an expenditures moratorium that stops price and fee increases from outpacing health fund revenues.
  • AOK head Carola Reimann outlines up to €14 billion in savings, including a cut of VAT on medicines from 19% to 7% worth about €7 billion and hospital efficiencies of roughly €3.5 billion.
  • The Greens propose raising the flat tax on capital income from 25% to 30% to bolster the Health Fund, estimating roughly €5 billion more would have been available in 2024.
  • Average statutory contributions already reached a record 17.5% at the start of 2025 after a higher supplemental levy, with insurers warning another hike would weigh on the economic recovery.