Overview
- Transaction-based VDP data show residential prices up 3.8% year over year in Q3 2025, led by about 4.6% gains in major cities and increases above 5% in Munich, Düsseldorf, Hamburg and Cologne.
- New lease rents continued to rise, climbing roughly 3.7% nationwide and 3.8% across metropolitan areas.
- The VDP study reports an average 2025 purchase interest rate near 3.5% and a higher bank share of financing at 83.4% of purchase prices, up from 76.7% in 2009.
- T‑online reports that rising real incomes and steadier rates have drawn more households back, with a typical new borrower paying about 1,760 euros per month.
- An Immowelt analysis finds monthly mortgage burdens lower than in 2022 in many large cities but cautions that rising asking prices could erase the gains, with places like Mülheim seeing only marginal relief.