Overview

• BKK Firmus will raise its supplementary contribution rate from 1.84% to 2.18% starting May 1, 2025, following similar increases by other insurers earlier in April.
• The GKV-Spitzenverband warns of critical reserve levels, with only 7% of a month's expenses remaining, and demands immediate financial stabilization measures and new legislation.
• Critics, including AOK Bremen/Bremerhaven's Olaf Woggan, accuse insurers like BKK Firmus of misleading consumers by initially setting low rates and raising them mid-year.
• Health Minister Karl Lauterbach attributes the financial strain to inflation, rising healthcare costs, and years of neglected system modernization, despite record revenues.
• Policyholders are advised to compare insurers and switch if necessary, as many supplementary contribution rates have more than doubled since 2024.