German Health Insurance Contributions Set to Surge in 2025

Krankenkassen warn of unprecedented financial strain as reserves dwindle and political inaction persists.

The average additional contribution rate for statutory health insurance in Germany is projected to rise from 1.7% to over 2.5% in 2025, reaching a historic high.
Many health insurers face severe financial pressure due to depleted reserves, making it difficult to mitigate the rising costs.
Critics blame the government for failing to address structural issues, including costs tied to reforms and non-contributory beneficiaries like Bürgergeld recipients.
Employers and employees will share the burden of these increases, with some insurers already announcing rates exceeding the projected average.
Health policy experts call for the federal government to assume greater responsibility for non-insurance-related expenses to ease the strain on contributors.