Overview
- Comparison portal Verivox projects average rises in motor premiums for 2026, with the cheapest tariffs up about 7 percent, full comprehensive up 8 percent, partial comprehensive up 6 percent, and liability up 5 percent.
- Insurance typ‑class adjustments reported by Autozeitung will move roughly 6 million motorists into higher classes, 4.5 million into lower ones, and leave about 32 million unchanged.
- The government plans to switch to auctioned CO₂ certificates in 2026, and ADAC estimates this could add roughly €0.16 per liter to petrol and €0.17 to diesel at around €60 per ton, with prices possibly reaching €65.
- From 2026 vehicle owners must pay the annual motor vehicle tax in a single lump sum, as the installment option will be removed.
- The federal government confirmed the motor‑vehicle tax exemption for newly registered electric cars will apply to registrations through the end of 2030, for up to ten years and ending no later than December 31, 2035.