Overview

• 82% of Gen Z adults who own or hope to own a home say buying is harder for their generation than for earlier ones.
• Homeownership remains a priority, with 67% calling it an important life goal and 69% viewing real estate as a path to build wealth.
• A readiness gap persists as 46% feel at least somewhat ready to buy, yet only 36% consider themselves financially ready.
• Nearly 73% have begun saving for a down payment, targeting about $54,500 on average, which exceeds the recent national average down payment.
• Respondents favor practical tactics such as side hustles and relocating to cheaper markets, and many aim for reasonably sized, long‑term homes with price as the top factor.