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Gen Z Aim to Retire at 60 With Experience-Led Plans, New Poll Finds

Skipton urges earlier planning after a survey highlights gaps in pension knowledge among younger workers.

Overview

  • A poll of 2,000 working adults conducted by OnePoll for Skipton Building Society underpins the findings.
  • Gen Z expect to retire at 60, earlier than millennials at 62, Gen X at 64 and baby boomers at 68.
  • Plans center on travel, holiday homes and cruises, with 27% prioritising experiences and 16% eyeing a move abroad.
  • Funding expectations lean on personal savings for 57%, cashing in investments for 35% and side hustles for 21%.
  • Despite ambitious goals, 33% do not know their monthly pension contributions; 26% seek guidance from parents and 15% use AI tools such as ChatGPT, as Skipton promotes free money advice.