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2h ago

Gemini Launches XRP Rewards Credit Card, Makes RLUSD a Base Currency for U.S. Spot Pairs

The U.S. rollout strengthens Gemini’s Ripple partnership ahead of its planned IPO.

Gemini targets xrp army with new credit card, expands ripple usd use for u.s. customers
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Gemini unveils XRP edition of its credit card

Overview

  • Gemini introduced a limited-edition, U.S.-only credit card issued by WebBank that pays rewards directly in XRP.
  • Cardholders earn 4% on fuel, EV charging and rideshare, 3% on dining, 2% on groceries and 1% on other purchases, with select merchant promotions up to 10%.
  • New applicants can receive a $200 bonus in XRP after spending $3,000 within the first 90 days.
  • Ripple USD (RLUSD) now serves as a base currency for all U.S. spot trading pairs on Gemini, enabling direct swaps without extra conversion steps.
  • The push follows Ripple’s $75 million credit facility disclosed in Gemini’s IPO filings and comes after the exchange reported a $282 million net loss for the first half of 2025.