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1h ago

Gemini Launches XRP Rewards Credit Card as RLUSD Becomes Base Currency for U.S. Spot Trading

The moves deepen Gemini’s ties to Ripple ahead of its planned U.S. IPO.

Gemini targets xrp army with new credit card, expands ripple usd use for u.s. customers
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Gemini unveils XRP edition of its credit card

Overview

  • The limited-edition card pays instant rewards in XRP with tiered rates of 4% on fuel, EV charging and rideshare, 3% on dining, 2% on groceries and 1% on other purchases, with select merchants offering up to 10% back.
  • Issued by WebBank and powered by Mastercard, the card is available across all 50 states and Puerto Rico, features no annual or foreign transaction fees and charges no fee to receive crypto rewards.
  • Gemini is offering a $200 XRP welcome bonus for users who spend $3,000 in the first 90 days.
  • Ripple USD (RLUSD) is now a base currency for all U.S. spot pairs on Gemini, enabling direct swaps without extra conversion steps.
  • The product rollout follows Gemini’s disclosure of a $75 million credit facility from Ripple in its IPO filing, underscoring a broader commercial integration between the companies.