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Gate Secures Malta PSD2 Payment License to Pair With MiCA for EU Payments Expansion

The approval unlocks EU passporting for regulated payment accounts, credit transfers and direct debits.

Overview

  • Malta’s MFSA granted Gate Technology Ltd a PSD2 Payment Institution license, the company announced on Feb. 26.
  • The new authorization complements Gate’s existing MiCA approval for exchange and custody, creating a dual EU regulatory footing.
  • Passporting under the PSD2 regime allows Gate to offer regulated payment services across European Union member states from its Maltese hub.
  • Permissions include payment account operations plus execution of credit transfers and direct debits, providing a legal basis for euro and stablecoin-related flows.
  • Gate has not disclosed specific products or launch timelines, while its CEO frames the license as infrastructure to connect traditional finance with Web3 within a broader multi‑jurisdiction compliance strategy.