Overview

• GalaxyOne offers 4% APY on FDIC-insured cash accounts via Cross River Bank and up to 8% APY for accredited investors through a premium yield note.
• Trading at launch covers bitcoin, ether and solana alongside commission-free access to thousands of U.S.-listed stocks and ETFs.
• Galaxy says both yield rates are funded by its institutional lending business, extending infrastructure historically built for professional clients.
• Shares of Galaxy Digital rose roughly 7–8% in premarket trading following the rollout.
• The company plans additional features, including business accounts, crypto staking and expanded lending products.