Overview
- Addactis projects overall premium increases between 3.4% and 10% for 2026, generally smaller than in 2025.
- For employer group plans, Addactis forecasts 3.6%–9% with a 6.2% median, and for individual contracts 3.4%–10% with a 5% median.
- Fact and Figures offers a lower outlook, estimating a 2.5%–3.5% rise next year.
- Insurers report higher payouts for hospital stays and general‑practice visits after the consultation fee rose to €30, along with increased spending on psychology, allied care, pharmacy and hearing equipment.
- Retirees on individual policies are seen as more exposed, and insurers warn of policy and political uncertainty that could alter final pricing.