Overview
- Two-thirds of respondents say they have changed their retirement-savings strategy, and 74% worry about maintaining their standard of living.
- More than half of investors—55%—believe they are not saving enough for retirement.
- Most household financial assets remain parked in low-risk, low-yield products such as euro funds and savings accounts, despite a gradual shift toward PER and unit-linked options.
- Younger adults show unusual engagement, with 88% of 30–39-year-olds saying they save or plan to save for retirement.
- Product complexity is a barrier, with 34% unsure which solution to choose, and coverage highlights employer-based plans and fiscal incentives as needed complements to personal saving.