Overview
- France Assureurs reported €15.7 billion of deposits in November, a 4% year‑on‑year record for that month, yielding a €4.8 billion net inflow.
- From January to November 2025, net inflows totaled €49.4 billion as payouts eased to €126.5 billion, down about 5% year on year.
- Total assets in life insurance reached €2,106 billion, up 6.3% in a year, consolidating the product’s position in household savings.
- Insurers are posting stable or slightly higher euro‑fund rates for 2025/2026—Macif 2.70%, MACSF 3.15%, Maif 3.05%—which enhances appeal versus a Livret A at 1.7% with possible further cuts flagged for February 1.
- The PER continues to gain traction at roughly 100,000 new contracts per month as debates resurface in Parliament over potential changes to life‑insurance taxation.