Overview

• Market forecasts indicate multirisk home premiums will rise 4% to 6% in 2026, averaging about 5%, according to analyst Cyrille Chartier-Kastler of Facts & Figures.
• Auto insurance is expected to climb by roughly 4% to 5% next year, while health mutuals are seen increasing around 3%.
• MAIF chief Pascal Demurger says the overall 2026 increase should come in below 2025’s roughly 8% jump.
• Analysts point to climate-related losses such as floods and droughts, pricier spare parts, higher garage labor costs, and a rise in severe road injuries as key drivers.
• With inflation near 0.9% year over year in August, the projected hikes outstrip general price growth and are pushing some customers to compare offers.