Overview

• Home insurance contributions are forecast to rise by about 4% to 6% in 2026, with a market average near 5%, according to Facts & Figures.
• Auto premiums are projected to increase by roughly 4% to 5% next year, reflecting pricier spare parts, higher garage labor and a rise in serious road injuries.
• Health mutuals are expected to face smaller adjustments, with average increases around 3% in 2026.
• Industry executives, including MAIF’s Pascal Demurger, indicate the 2026 hikes should come in below the average 8% rise seen in 2025.
• Analysts cite more frequent floods, hail and drought as key drivers, and regional disparities persist, with annual auto costs around €905 in Provence-Alpes-Côte d’Azur versus €557 in Brittany.