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French 10‑Year Yield Tops 4.5% for First Time Since 2008

Global rate rises and higher oil-driven inflation expectations have pushed France’s borrowing costs up and raised its annual interest bill, tightening room for the 2027 budget and the presidential campaign.

Overview

  • France’s 10-year government bond yield briefly reached about 4.53% on Sept. 14–15, while the gap with Germany widened to roughly 97 basis points, signaling increased investor caution about French debt.
  • Officials from the Banque de France and the Economy Ministry told the Haut conseil de stabilité financière that there is no immediate financing problem and that Agence France Trésor has completed roughly 85% of planned issuance.
  • Higher yields translate into a materially larger annual debt service for France’s roughly €3.5 trillion stock of public debt, with projected interest payments now above €65 billion and squeezing fiscal space.
  • That added cost makes the government’s task of finding about €30 billion in savings for the 2027 budget more difficult and reduces room to spend during an election year, which could force cuts or reshape campaign promises.
  • Markets have pushed yields higher because global sovereign rates have risen, the US 10-year is above 5%, and recent Middle East tensions and stronger oil prices have lifted investors’ inflation expectations and market risk premia.