Overview

• The Deutsche Rentenversicherung’s annual Renteninformation prints gross pension forecasts that require deductions for health and care contributions and taxes.
• Consumers can use the Gesamtverband der Deutschen Versicherungswirtschaft’s free online pension calculator to detect potential coverage gaps early.
• Vereinigte Lohnsteuerhilfe’s Rentenbesteuerungsrechner computes the 83.5 percent taxable share of pensions drawn in 2025 and flags whether annual pension income exceeds the €12,084 tax-filing threshold.
• Retirees with active income can claim up to €627 in the Altersentlastungsbetrag for 2025, a relief amount that shrinks by 0.4 percentage points annually until it phases out in 2058.
• The Digitale Rentenübersicht centralizes statutory, private and occupational pension entitlements from large providers but exempts certain occupational and civil-servant schemes, prompting individuals to verify all their claims.