Overview
- The Assemblée nationale approved a 2.05% surtax on complementary health insurance contributions in the PLFSS, with revenue projected at about €1.1 billion.
- Independent forecasts indicate 2026 premium increases for individual policies ranging from roughly 2.5% to as high as 10%, depending on the source.
- FNMF president Éric Chenut says there will be no immediate impact because 2026 tariffs are largely fixed, but the new levy will be reflected in prices over time.
- Industry figures report that some providers have already priced in the surtax, while others plan to spread the additional cost across several years.
- Medical professionals warn of affordability risks after premium rises of about 7% in 2024 and 6% in 2025, and the FNMF notes planned transfers of over €400 million in hospital costs to complementary coverage.