Overview

• The interinstitutional agreement formalizes collaboration to promote Fonacot credit and financial education through SUPERISSSTE’s nationwide retail network.
• Itinerant in-store modules will orient employers on required Fonacot affiliation and help workers initiate payroll-deduction loan applications.
• Fonacot cites an average Total Annual Cost of about 25% for its loans as a safer option compared with unregulated financing schemes.
• Workplace affiliation to Fonacot is a legal obligation, carries no cost for employers, and is completed online at www.fonacot.gob.mx.
• Fonacot reports issuing more than 1,662,000 loans so far in 2025, providing a scale baseline the new outreach channel seeks to build on.