Overview
- The House Insurance & Banking Subcommittee voted unanimously to advance HB 527.
- The measure requires a qualified human professional to make and sign off on any claim denial or payment reduction, with documentation of any AI input, while allowing AI to assist with processing and recommendations.
- A committee amendment expanded the bill to cover workers’ compensation and HMOs, drawing fresh concerns from industry representatives.
- Insurance groups warned the plan could slow claims and duplicates existing law, while the Florida Hospital Association, the Florida Medical Association and labor advocates expressed support.
- The bill faces at least one more House committee and has a Senate companion (SB 202), as debate also reflects the president’s stated plan to limit state AI rules and the insurance commissioner’s push for disclosure, auditing and a human-in-the-loop.