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Fiserv Suffers Record One-Day Rout After Q3 Miss, Guidance Cut and Leadership Shake-Up

Management attributes the reset to 'financial surprises' uncovered in the quarter.

Overview

  • Adjusted EPS fell to $2.04 versus roughly $2.64 expected and revenue came in at $4.92 billion, missing Wall Street estimates compiled by LSEG or FactSet.
  • The company slashed its 2025 outlook to 3.5%–4% revenue growth and adjusted EPS of $8.50–$8.60, down from prior targets of about 10% growth and $10.15–$10.30.
  • CEO Mike Lyons said a rigorous review surfaced unexpected items, with slowing momentum in the Clover merchant business and Argentina’s currency and rate shocks weighing on results.
  • Fiserv launched a One Fiserv action plan, named Paul Todd as CFO and Takis Georgakopoulos and Dhivya Suryadevara as co-presidents, added Gordon Nixon, Céline Dufétel and Gary Shedlin to the board, and will shift its listing to Nasdaq on Nov. 11 under the ticker FISV.
  • Shares fell roughly 40%–47% for the worst single-day drop on record as analysts issued downgrades and sharp critiques, and a federal securities class-action over Clover growth claims remains active.