Overview
- Retirees born between the 21st and 31st receive their November payment today, per the SSA’s birthdate-based Wednesday schedule.
- Because Jan. 1 is a federal holiday, the January SSI payment will arrive early on Dec. 31 rather than in January.
- SSI beneficiaries who get a Dec. 1 payment will see a second deposit on Dec. 31, then no SSI deposit until Jan. 30 for February.
- The early-payment change applies to SSI only, while retirement, survivor and disability benefits continue on their usual Wednesday schedule.
- A 2.8% COLA takes effect with January 2026 benefits for most, with increased SSI payments beginning Dec. 31, and recipients should confirm direct-deposit details following the end of paper checks.