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3w ago

Final Days to Fill National Insurance Gaps for Pension Boost

UK residents have until April 5 to plug gaps in their records dating back to 2006, with provisions in place for late payments if callback forms are submitted on time.

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If you have not accrued 35 years of national insurance contributions by the time you retire you will not receive a full state pension. The deadline to plug gaps in your record back to 2006 is April 5

Overview

  • The April 5 deadline allows UK residents to fill national insurance gaps dating back to 2006, potentially increasing state pension entitlements.
  • From April 6, voluntary contributions will only cover the previous six tax years, reverting to standard rules.
  • Each year of contributions costs £824 and can add £328 annually to the state pension, but individual circumstances should be carefully evaluated.
  • A government callback request form is available for those unable to reach the Department for Work and Pensions, ensuring late payments are accepted if forms are submitted by the deadline.
  • The opportunity primarily benefits individuals aged 40 to 73, with younger people likely to meet contribution requirements naturally over time.