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last mo.

Final Days to Boost State Pension by Filling National Insurance Gaps

With the April 5 deadline imminent, the UK government allows late payments for those submitting callback requests, offering significant financial benefits for eligible individuals.

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If you have not accrued 35 years of national insurance contributions by the time you retire you will not receive a full state pension. The deadline to plug gaps in your record back to 2006 is April 5

Overview

  • The April 5, 2025, deadline is the last chance to make voluntary National Insurance contributions for gaps dating back to 2006, potentially increasing state pension entitlements.
  • Individuals submitting callback requests to the Department for Work and Pensions (DWP) by April 5 can still make payments after the deadline, ensuring no one misses the opportunity.
  • Voluntary contributions cost £824 per year, adding £328 annually to state pensions, recouping the investment in under three years for most individuals.
  • Foreign residents who worked in the UK for as little as three years can utilize a provision to qualify for a full state pension by making voluntary contributions.
  • More than 83,000 individuals have already topped up their National Insurance records in the past year, paying an average of £1,765 to secure long-term financial benefits.