Overview
- Retirement benefits are paid in three August waves: Aug. 13 for birthdays 1–10, Aug. 20 for 11–20, and Aug. 27 for 21–31.
- Because Sept. 1 is Labor Day, September SSI will be deposited Friday, Aug. 29, with 2025 federal maximums set at $967 for individuals, $1,450 for couples and $484 for essential persons.
- The SSA advises waiting three working days before reporting a missing deposit.
- For 2025, the maximum monthly retirement benefit is $5,108 for those who wait until age 70 to claim, while the age‑62 maximum is $2,831 and eligibility begins at 62.
- An SSA inspector general report found $13.6 billion in overpayments in FY2020–2023, and news reports say the agency is recouping funds by withholding up to 50% from some overpaid beneficiaries unless they qualify for relief.