Particle.news
Download on the App Store

FHFA Lifts 2026 Freddie Mac Multifamily Cap to $88 Billion

The higher limit reflects market forecasts, keeping a 50% mission-driven requirement.

Overview

  • Freddie Mac’s 2026 allotment matches Fannie Mae’s for a combined $176 billion, up more than 20% from this year’s $146 billion total.
  • U.S. Federal Housing said at least half of GSE multifamily volume must qualify as mission-driven affordable housing, with workforce housing excluded from those limits as in 2025.
  • The agency said it will review market size and mission-driven thresholds during the year and will not lower the caps if originations come in below expectations.
  • Freddie Mac said it will deploy its full suite of offerings and continues to securitize roughly 90% of multifamily loans, transferring most expected credit risk to private investors.
  • Head of Multifamily Kevin Palmer said the company will provide needed liquidity in 2026 and thanked Director Pulte and U.S. Federal Housing for enabling more affordable housing finance.