Overview
- Net profit reached Rs 1,041 crore for the quarter ended December 31, 2025, up 9% year-on-year.
- Net interest income rose 9% to Rs 2,653 crore, and operating profit increased 10% to Rs 1,729 crore.
- Deposits grew 12% to Rs 297,796 crore, while advances expanded 11% to Rs 255,569 crore.
- Net interest margin improved to 3.18% and the cost-to-income ratio eased to 53.92%, with the CASA ratio up 191 bps to 32.07%.
- Asset quality strengthened as gross NPAs fell to 1.72% (Rs 4,447 crore) and net NPAs to 0.42% (Rs 1,068 crore), and the stock hit an intraday high of Rs 269.55, up over 9%.