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Fed Lowers Rates to 3.75%–4.00% and Halts Quantitative Tightening

Officials cite elevated uncertainty as limited data cloud their next steps.

Overview

  • The move marks a second consecutive cut in 2025 and takes policy rates below 4% for the first time since late 2022.
  • The decision passed 10–2, with Stephen Miran urging a larger half‑point cut and Kansas City Fed President Jeffrey Schmid favoring no change.
  • Balance‑sheet runoff will stop on December 1, with bond purchases resuming after a reduction of roughly $2.3 trillion since 2022.
  • The Fed left open a possible December reduction but signaled no assurance, pointing to a cooling labor market, still‑elevated inflation and a moderate expansion.
  • A federal government shutdown is restricting the flow of economic data and could temporarily weigh on activity, with the CBO estimating up to a $14 billion hit.