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Fed Cuts Rate 25 Basis Points to 3.50%–3.75%, Third Reduction This Year

Policymakers pointed to a weakening labor market, with shutdown-era data gaps complicating their assessment.

Overview

  • The FOMC lowered the target range to 3.50%–3.75% with three dissents, as one member argued for a larger cut and two preferred to hold rates.
  • Officials lacked key BLS releases after a 43‑day government shutdown and leaned more on private estimates and internal surveys.
  • Fresh projections lifted expected 2026 growth to 2.3% and trimmed the 2026 inflation outlook to 2.4%, with 2025 inflation now seen at 2.9%.
  • Markets had largely priced the move, with major U.S. equity indices near records and investors expecting further easing in 2026.
  • The divided decision comes as President Trump pushes for faster cuts and readies a 2026 Fed chair nomination, while economists warn that over‑easing could lift long‑term rates and mortgage costs.