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FCA Tells 16,000 Drivers to Reinsure After Gibraltar Insurer Premier Collapses

FSCS says it is working with Grant Thornton to protect eligible UK policyholders.

Overview

  • Premier Insurance Company Limited was placed into administration on October 14 by the Supreme Court of Gibraltar, with Grant Thornton’s Freddie White and Bradley Chadwick appointed as joint administrators.
  • The administrators formally terminated the remaining policies on December 1, leaving thousands needing immediate replacement cover.
  • The FCA’s January 15 update confirms policies will not be renewed and urges affected motorists to arrange new insurance before their current cover ends.
  • FSCS states it will protect eligible UK customers, including some small firms with turnover under £1m, and will consider claims under the terms of existing policies.
  • Policyholders are directed to contact their broker or seek help via BIBA’s Find Insurance service or MoneyHelper, with reminders that driving uninsured is illegal and carries penalties.