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Extreme Weather Inflicts €1.3 Billion in Auto Damage in Germany

Baden-Württemberg accounted for over a third of 340,000 vehicle claims with insurers warning storms are intensifying.

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Ein Auto steht wegen Hochwasser im Wasser
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Overview

  • GDV figures show storms, hail and lightning damaged 340,000 vehicles in 2024, costing insurers €1.3 billion.
  • Total losses from natural disasters across all insurance lines reached €5.7 billion last year, roughly matching 2023.
  • Baden-Württemberg led the nation with 133,500 damaged vehicles and saw its disaster-related losses more than double to €1.6 billion.
  • Hesse’s auto damage claims fell sharply to 9,500 vehicles (€29 million) while Rheinland-Pfalz and Saarland reported 6,500 (€18 million) and 1,500 (€5 million) vehicle losses respectively.
  • GDV chief Jörg Asmussen says storm cells and hail showers are becoming more intense, highlighting growing climate-driven risks for insurers.