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European Court Backs Check24's Insurance Ratings Pending Final Ruling

The EuGH provisionally permits Check24's grading system, leaving the Munich court to determine compliance with EU comparative advertising laws.

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Overview

  • The European Court of Justice ruled that Check24 may continue using its numerical rating system for insurance tariffs while legal proceedings continue.
  • The EuGH found that the ratings do not constitute unlawful comparative advertising unless Check24 and HUK-Coburg are proven to be direct competitors.
  • The case now returns to the Munich I Regional Court, which will decide whether Check24's practices comply with EU advertising regulations.
  • HUK-Coburg, the suing insurer, argues that the ratings are misleading and based on subjective value judgments, rendering them unlawful.
  • Check24's system assigns grades from 1.0 to 4.0 to help consumers compare policies, a method also used by other comparison platforms like Verivox.