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EU Pushes Digital Euro Toward 2029 as Officials Press for Faster Buildout

Officials frame the project as vital for payments autonomy in a market dominated by foreign networks.

European Commissioner for Economy Valdis Dombrovskis holds a press conference to present the loan to support Ukraine's financial needs for 2026 and 2027 in Brussels, Belgium January 14, 2026. REUTERS/Omar Havana
Piero Cipollone, deputy governor of the Bank of Italy, poses in Rome, Italy, 2015, in this handout picture. Banca d'Italia's official website/Handout via REUTERS/File Photo

Overview

  • Germany’s Bundesbank said the Eurosystem is preparing to be able to issue a digital euro in 2029 and expects the legal framework to be in place by the end of 2026.
  • EU Commissioner Valdis Dombrovskis urged faster work on the project to reduce reliance on U.S. providers, noting Visa and Mastercard handle nearly two‑thirds of EU card transactions.
  • ECB Executive Board member Piero Cipollone rejected proposals to limit the design to offline use, stressing the need to serve e‑commerce.
  • Authorities present the digital euro as pan‑European infrastructure to cut market fragmentation and enable simple, secure cross‑border cashless payments.
  • Officials say it will complement cash with offline capability and strong privacy protections, and they highlight coexistence with private solutions such as integration into wallets like Wero.