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Essen Mandates Card Payments at Christmas Market Stalls as Germany’s Cash Habit Comes Under Fire

Local mandates are pushing markets toward cashless options despite unresolved cup-deposit refund snags.

Overview

  • Event organiser Essen Marketing GmbH confirmed every stall at the city’s 2025 market must accept card payments and said compliance is being checked.
  • Vendors are adapting by buying terminals, and one stand added self-order screens that take card payments, though most stalls still take cash as well.
  • Stallholders report teething problems, notably that glass deposit refunds (pfand) and tips often still require cash because payments cannot easily be reversed to cards.
  • Nationwide adoption remains uneven, with many markets still cash-first even as rising prices and a viral Reddit complaint about a €150 purchase reignited public frustration.
  • Some local improvements are noted in Kassel and Bonn, while Switzerland’s Polarzauber briefly banned cash at its Zurich station market before reversing the move.