Particle.news

Download on the App Store

Esh Bank to Share 50% of Deposit Interest With Customers Starting Early 2026

The bank cites its AI-native eOS platform as the engine for fee-free efficiency.

Overview

  • Esh says customers will receive weekly credits equal to half of the interest revenues generated from their deposit balances once the program begins in early 2026.
  • The digital bank offers checking accounts, loans and credit cards without account fees and plans to apply the same no-fee approach as it scales.
  • The revenue-sharing model is built on the eOS core, which the bank describes as an AI-native platform designed to automate back-office work and remove data silos.
  • Partnerships include AWS for cloud services, SWIFT for financial messaging and Mastercard for issuing, supporting operations without physical branches.
  • Bloomberg reporting cited NIS110 million in funding, a NIS268 million loss in 2024 and more than 130,000 customers, with Shmuel Hauser named chairman and new capital being sought.