Overview

• The rate was proposed by EPFO’s Central Board of Trustees in February and ratified at 8.25% by the Finance Ministry in May.
• Approximately 8 crore EPF accounts will receive the compounded annual interest on combined employee (12%) and employer (3.67%) contributions.
• EPFO computes interest monthly but pays it annually on a compounding basis, excluding the employer’s pension fund share.
• Interest amounts usually appear in passbooks between June and August, with some members advised to wait a few days for updates.
• Subscribers can verify the credited interest at passbook.epfindia.gov.in and file online complaints if their balances do not reflect the update.