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EPFO 3.0 Nears Rollout With UPI and ATM Withdrawals, Launch Date Unconfirmed

EPFO has not set a new launch date following a June delay for technical testing.

Overview

  • The upgraded platform was slated for June 2025 but was postponed for technical testing, and EPFO has yet to announce a new date.
  • Mint reports members will be able to withdraw PF funds at bank ATMs once their UAN is active and their Aadhaar is linked to their bank account.
  • UPI-based withdrawals are expected to provide instant access to eligible PF money, replacing lengthy application steps.
  • Members will gain OTP-verified online corrections, real-time claim tracking, and a mobile-first interface to reduce office visits.
  • Death-claim processing is set to be faster with no guardianship certificate required for minor nominees, and News18 reports over 8 crore members are awaiting the rollout.