Overview

• Customers will receive a push notification taking them to the ENBD X app to review and approve payments using Smart Pass or biometrics, or they can open the app manually if notifications are off.
• The first phase covers account transactions and transfers of AED 100 or less starting November 1, with the bank yet to publish details for higher-value transactions.
• Approvals will work over an internet connection rather than relying on a mobile carrier signal for SMS delivery.
• The bank says the process will extend to debit and credit card alerts soon after the initial rollout.
• The change applies to local and international transfers and online purchases, aiming to cut fraud and speed confirmations as UAE firms face high fraud-related costs.