Overview

• Elon Musk confirmed that X Money will enter a "very limited access beta" phase soon, emphasizing extreme caution for users’ savings.
• The service will let users link debit cards via Visa Direct for secure peer-to-peer transfers within the X app.
• X Payments LLC has secured licenses in 41 US states and plans to obtain approval nationwide before the full public rollout in 2025.
• X Money is expected to support cryptocurrency transactions, with bitcoin singled out as a key component, though dogecoin has not been mentioned.
• The beta launch represents the latest step in broadening X beyond social media toward messaging, commerce, and financial services.