Overview

• Switching from a fully comprehensive to a partial coverage plan can reduce premiums, but compare options carefully.
• Adjusting your annual mileage estimate to reflect actual usage can lower your insurance costs by an average of 14%.
• Increasing your deductible can decrease premiums, but ensure it remains affordable in case of a claim.
• Parking your vehicle in a garage or carport may qualify you for a discount, potentially saving up to 5%.
• Reducing the number of drivers on your policy, such as when a child gets their own car, can cut costs by up to 48%.