Overview

• Gonzalo Bernardos urges an “economía de guerra” approach so households can save quickly and enter homeownership sooner.
• He advises targeting under‑construction or peripheral neighborhoods, arguing they offer stronger rental yields and better future revaluation than city centers.
• Bernardos says prices are likely to keep rising in the short and medium term and warns he has told his own daughter to purchase promptly to avoid higher costs.
• He contends that earners on about €1,600 a month can be considered vulnerable and links the drop in rental listings to landlord fears about tenants declaring vulnerability.
• He argues that in much of Spain two minimum wages can support a mortgage that is cheaper than renting, with the main barrier being the lack of upfront savings.