Overview
- The ECB’s latest supervisory review judged large euro-area lenders broadly resilient, citing robust capital, liquidity and strong profitability.
- Capital requirements for 2026 will stay largely stable at the system level following the assessment.
- The review covered 105 institutions under direct ECB supervision through the SREP.
- Supervisors will continue to apply bank-specific capital add-ons and place limits on dividend distributions where warranted.
- Deutsche Bank and Commerzbank reported slight reductions to their 2026 capital requirements based on their SREP outcomes.