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Dynamic Electricity Tariffs Promise Big Savings for Flexible German Households

Fresh analyses point to triple‑digit gains for smart‑meter users who move EVs or heat pumps into cheaper hours.

Overview

  • Finanztip calculates that consistently charging an electric car in low‑price windows can save about €300 per year, with rare negative wholesale prices offering occasional extra gains.
  • Quarter‑hourly settlement is expected from October 1, which could sharpen price signals beyond today’s hourly variation for households able to fine‑tune consumption.
  • Since 2025, suppliers must offer at least one dynamic tariff to customers with smart meters, and roughly 928,000 households are projected to have them by the end of 2025.
  • Consumer groups recommend these tariffs primarily for households with shiftable loads such as EVs, heat pumps or batteries, and Finanztip highlights four options: Ostrom SimplyDynamic, Volkswagen Naturstrom Flex, naturstrom smartdynamic and Octopus Energy’s dynamicOctopus.
  • Cost frictions persist despite a legal cap of €100 plus about €30 yearly for voluntary installation by basic operators, with reports of far higher charges including Eon’s average €547 and some cases approaching €1,000.