Overview

• The bank shut its last 17 ATMs nationwide on June 30, completing a phase-out that began in September 2023.
• About 5.8 million customers can now withdraw cash free at foreign Visa ATMs or get up to €200 via cashback at major retailers.
• ATM deposit functionality has ended, so customers must use Reisebank branches until DKB relaunches its ‘Cash im Shop’ deposit service.
• DKB says it will reinvest savings from ATM operations into its digital banking platform due to high operating expenses and falling usage.
• The decision follows a broader German banking trend of trimming physical infrastructure in favour of online financial services.