Overview

• Engineer-fitted black boxes have fallen to 21 percent of products as insurers adopt windscreen sensors (35 percent) and plug-in gadgets (29 percent).
• Most policies (83 percent) now include an online dashboard for drivers to monitor their speed, braking and night-time trips.
• Availability of crash alert and theft tracking features has dropped from 57 percent and 52 percent to 40 percent of policies since 2020.
• The number of telematics insurance providers has declined from 39 to 22 over the past five years, narrowing market choice.
• Industry experts urge young motorists to verify remaining safety functions and avoid insurance fronting to maintain valid cover and protect future premiums.