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Dividend Growth Outperforms Yield Chasing Over Time

Reinvested dividends, with compounding, explain most S&P 500 gains over decades.

Overview

  • Yahoo Finance underscores that dividend-growth portfolios can build generational wealth, urging investors to prioritize firms with steady cash flows, disciplined capital use, and consistent increases.
  • Morningstar and Hartford Funds data show dividends contributed about 34% of the S&P 500’s total returns from 1940 to 2024.
  • Hartford Funds estimates that reinvested dividends and compounding accounted for roughly 85% of S&P 500 returns between 1960 and 2023.
  • The analysis cautions against chasing high yields when fundamentals are weak, noting the heightened risk of dividend cuts and poor stock performance.
  • A case study cites Home Depot, where a $10,000 investment in 1990 grew to about $1 million by 2015 with dividends reinvested, illustrating the long-run power of compounding.